Our web site collects data on this site's traffic in the aggregate, in order to monitor site performance and provide us with data that may be helpful in future upgrades. We do not collect data about any individual's site activity.

This site includes links to other web sites whose privacy policies we do not control. Once you leave our site, use of information you provide that site is governed by the site's privacy policy.

In the course of obtaining a quote or registering for a seminar, you may choose to provide us with nonpublic personal information. We do not disclose any nonpublic personal information and protected healthcare information about you to either our affiliates or non-affiliates without your express consent, except as permitted by law. We may disclose this information to persons or companies that perform services on our behalf and to other financial institutions with which we joint marketing agreements. Our affiliates are companies with which we share common ownership and which offer life and health insurance and pension and savings products.

This policy is subject to change effective upon posting by PIAM of policy revisions at the piam.com web site.