Life, Disability, Long Term Care Insurance:
Richard S. Sentnor
Richard Sentnor is a financial professional who specializes in developing and implementing insurance and financial strategies for physicians and their practices. Rich specializes in designing insurance solutions for individuals and business owners and has been implementing these plans with physicians at all levels of their careers since 2001. He spent six years as an audit manager with a Big 5 accounting firm, and also worked as an institutional sales executive for Fidelity Investments in Boston. Rich received his bachelor’s degree in accounting from the University of Massachusetts–Amherst. He holds Series 7, 63 and 66 licenses, and is a Massachusetts-licensed insurance broker. Rich enjoys golf and skiing, and lives in Hanson, Mass., with his wife, Lee and 3 children. Contact Rich Sentnor.

Stephen S. Crosby, LUTCF
Since 1998 Steve has designed advanced insurance strategies for Physicians and Business owners in the New England Region.
Steve is licensed for life, health and disability insurance and maintains a series 6 & 63 registration with FINRA. He is an annual member of the coveted Million Dollar Round Table, Leap Licensed, a recipient of the National Quality Award and member of NAIFA. A native of Concord, Steve now calls North Grafton home along with his wife and 4 children. Steve enjoys time with family, golf and 2-man beach volleyball.

Registered Representative of Park Avenue Securities LLC (PAS),
1101 Worcester Road, Framingham, MA 01701 (508) 820-9939. Securities products and services are offered through PAS, Field Representative,The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect wholly owned subsidiary of Guardian. Crosby Financial Group, LLC is not an affiliate of subsidiary of PAS or Guardian.
PAS is a member FINRA, SIPC.
Contact Steve Crosby.

Michael Halloran, CFP, LIA
Michael Halloran is a Certified Financial Planner and an authority in the fields of financial planning, asset protection, risk management, tax, life insurance and long term care. He holds a Bachelor of Science degree in Electrical Engineering from Cornell University and a Master in Business Administration from Harvard University. He sits on the Board of Advisors of Boston University’s Program for Financial Planning, is a Trustee of the Catholic Foundation of the Archdiocese of Boston, has been a Trustee of Montrose School, and is active in the Planned Giving Group of New England. He and his wife Mary Lou live in Wellesley, MA and have 7 children. Contact Mike Halloran.