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P I A M
860 Winter Street
Waltham, MA 02451-1414
toll free 800-522-7426
tel 781-434-7525
fax 781-434-6929
         

 

 

 Homeowner's Overview

PIAM offers a homeowners insurance program for physicians who reside in Massachusetts.

Homeowners
The Homeowners Policy can be endorsed in a variety of ways, to extend your coverage and provide protection for your specific needs. For example, you may add coverage for:

• fine arts
• jewelry
• collectibles
• sports equipment
• watercraft

You may elect to expand your liability protection with the purchase of a Personal Umbrella or extend liability to a rental property. Many of our clients have a Home Business exposure, which should be addressed with an endorsement to remove exclusions and significantly broaden your coverage.

Renters & Condo Unit Owners
We also offer Condo Unitowners policies and Tenants or "Renter" Insurance, to protect your belongings and respond to your personal liability exposure. Many Condo owners are unaware that their Association By-Laws may make the unit owner responsible for insuring the walls, cabinets and fixtures in their units. Uninsured renters are likely to regret the absence of insurance after a theft or fire, when they discover just how expensive it is to replace their apartment contents.

Resources
Your Home Office May Hurt You

Coverage Information

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