Automobiles associated with a business in any of those ways require special coverages. Physicians Insurance can help tailor coverage to add valuable insurance enhancements in the case of an accident. These may include hired/non-owned auto coverage, legal liability coverage for negligent drivers and other enhancements beyond basic coverage.
Critical coverage is not necessarily expensive, but can protect your practice in the event the practice is ever named in an auto accident lawsuit.
The simplest way to mitigate risk is to be prepared, and the team at Physicians Insurance welcomes the opportunity to assist you in your preparedness. We are confident that our experience and industry acumen will generate a customized, competitively priced insurance program designed to address your unique needs in the most cost-conscious manner possible. Complete the form, and we will be in touch shortly.
When your practice is your business.
Protecting and keeping your business operating smoothly is critical to your success. We can guide you on a range of options to manage risk in the face of unexpected circumstances that may arise frequently in the healthcare industry.
Teamwork makes the dream work.
When a team member is injured, the whole operation is impacted. Make sure your practice has the proper coverage to support your team members if they are injured on the job. Workers Compensation Insurance regulations vary by state but are generally a consideration in your insurance program.
A useful tool to have on hand, umbrellas come in handy when that rainy day occurs.
Sometimes you need more than just a slicker when the rain comes. An umbrella can protect you against the unexpected. An umbrella policy, as the name connotes, ‘sits over’ something to protect it, in this case it sits over other coverages.
Cyber threats are Growing. Yet most practices don’t have enough coverage to even minimize recovery costs.
The most common source of a data breach used to be ACCIDENTAL: a stolen or lost laptop, cellphone, desktop computer or thumb drive. Today the most common loss is to hackers.
These risks may not involve patient care, but the future of your practice is exposed if allegations are made.
It is critical that your people and their individual roles are adequately insured to protect your business when allegations occur. Management liability insurances may cover a wide range of exposures that you may not have considered.
Healthcare. Industry expertise that goes far beyond the exam room.
A physician practice is only one aspect of the global healthcare industry. And, Physicians Insurance can guide you to the coverage you need to keep moving technology, research and solutions forward.