Business Office Policy
The ability to protect and keep your business running is key. Every healthcare practice needs coverage to protect from financial loss, and putting the right coverage in place can help spell business survival in the face of daily risks and unexpected circumstances. PIAM offers the following:
Flexible small Business Owners' Policies encompassing a wide range of insurance enhancements, including Identity Recovery Coverage for small business owners and their full-time employees, Building and Business Personal Property insurance to repair or replace your building and any equipment, stock, furniture or fixtures you own, Business Liability insurance for costs arising from claims of injury or damage caused to others by you or your employees.
Commercial auto liability that includes 17 valuable insurance enhancements for hired autos, legal liability coverage for negligent drivers, and other advantages above and beyond most standard policies — at no extra charge.
These are some of the special coverages automatically included in our office package policy program at no additional premium charge:
- High value medical equipment
- Medical Library Coverages
- Tenants Improvements and Betterments
- Fragile Articles
- Loss of Refrigeration
- Business Income
- Off-Premises Services Failure
- Personal Effects
- Claims Expense
- Cell Phone Coverage
You can add the following additional coverages to the basic policy to truly customize your insurance program:
- Spoilage of perishable medicine and medical supplies
- Commercial Umbrellla
- Boiler & Machinery
- Employee Benefits Liability
- Hired & Non-Hired Auto
General Liability Insurance
General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. Liability insurance can help cover medical expenses, attorney fees and damages you are legally responsible for.